A base level Ford Fiesta Trend fitted with the 1. Broadly speaking, the higher the insurance group, the more expensive insurance will be. You can check out the cheapest cars to insure here - these are all cars with a rating in group , so should be affordable to insure. This can hit young drivers especially hard - with cars that a year-old can afford to buy and run very likely to have their insurance costs pushed up even further.
This occurs because the insurer will have past experience with these cars being more frequently involved in collisions. Be sure to obtain actual insurance quotes rather than simply comparing insurance groups - you might be surprised how much two similar cars can differ on insurance costs.
As with many things, the most effective thing to do here is to research thoroughly. It could be worth taking a small hit in terms of insurance cost for a car that will save money elsewhere - with excellent fuel economy, for example. At the very top end of the market, owners of exotic supercars from Ferrari , Lamborghini and even more exclusive brands will often employ the services of an insurance broker to help keep the cost of insurance in check.
Let us take the effort out of searching for cars in low insurance groups. Read our list of the cheapest cars to insure in the UK Brand loyalty evaporates as car demand hits all-time high. Skip to Content Skip to Footer. How are insurance groups calculated? Parts availability and price: For repair purposes, Thatcham uses a list of 23 commonly damaged parts for pricing, in the same way the Treasury's basket of goods is used to calculate inflation.
Performance: The manufacturer-quoted mph acceleration figure and top speed of a specific car are taken into account. Price when new: The vehicle list price is used to calculate the cost of a settlement if the car is written off.
What else determines a car's insurance group? E: Exceeds the security requirement for the type of car, so the insurance group rating has been lowered. A: Acceptable level of security for the type of car. D: Doesn't meet security requirements for the type of car, so the insurance group rating has been raised.
U: Unacceptable standard of security. Please appreciate that there may be other options available to you than the products, providers or services covered by our service. Car insurance. Car insurance group 2 Find out the cars available in car insurance group 2 and how much it might cost to insure them. Get cheap car insurance quotes. Danny Butler. Updated Jan 15, Learn more about how we fact check.
Navigate Car Insurance In this guide. Car insurance groups explained Insurance group 2 cars Cars in insurance group 2 and the average cost by driver's age Why are cars in group 2 some of the cheapest to insure? Which other factors affect your car insurance premium? How can I save on my car insurance premiums? Frequently asked questions.
Car insurance for. Younger drivers. Bad credit. Convicted drivers. All circumstances. Car insurance types. Car hire excess. Car insurance guides. Best car insurance. Provider reviews. Make and models.
Car insurance groups. Search for How we got these rates. These rates are based on the average cost of cover for cars in the insurance groups shown, for drivers of different ages with a Newcastle NE1 postcode, which our research suggests represents an average for insurance rates in the UK. Updated: March source: Quotezone. Year of manufacture Please fill in this field.
No of doors Please fill in this field. Engine size Please select 1. Transmission Please select Manual Automatic Please fill in this field. Find my car Please enter required fields. Confirm vehicle Please select. Insurance group Get quotes.
What are car insurance groups? What do insurance groups mean? Do all vehicles have a group? But a quick check of the insurance group before you buy a car could save you getting a nasty shock when you go to insure it. There might be a similar make and model in a lower group that you could choose instead. Comparing quotes is the best way to find the most competitive prices for you. Ryan Fulthorpe - Motoring expert at GoCompare. How are car insurance groups decided?
New car value Cars with a higher price and specification give an indication of the cost of potential replacement and repairs costs.
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